The only reason I use cash anymore is to buy weed because banks refuse to work with the legal weed shopes because they are still federally illegal.
I hate paper money.
Currency was not introduced historically as a store of value. It was and still is a mechanism to represent debt. It is one of limitless replacements for “People are indebted to me and I can transfer some of that to you in exchange for X”. Paper, being anonymous, has no intrinsic capability to represent that underlying debt relationship.
This is why it’s possible to manufacture fake “debt” via currency counterfeiting. But you know what cannot be counterfeited? The actual debt ledger. Sure, you can defraud someone, or hack into the ledger to record fake entries, but there’s always another party listed in the ledger, and the two parties will be able to confirm, deny, or otherwise dispute the authenticity of that ledger entry.
Most importantly, the ledger can be reversed, at least until it’s “resolved” and the numbers are no longer pending. If someone steals your cash, or your crypto, or your gold, or your goats, too bad. If you’re lucky, maybe some of it can be clawed back by you or law enforcement. But ledgers allow disputes to be handled before debt changes hands.
I can have my bank reverse fraudulent charges if I request it within a day or two. I can have Paypal freeze a transfer. But I can’t un-steal my dollar.
Always have some cash in the house.
You never know when there’s going to be a blackout.
Look at this guy over here, can afford to keep cash :p