An Apple fan who has spent “nearly 30 years as a loyal customer” says they’ve been “permanently” locked out of their Apple Account due to what might be the overzealous actions of Apple’s automated anti-fraud system. It’s left them locked out of “20 years of digital life,” and it all started with the seemingly straightforward purchase of an Apple gift card.
The way things develop, you can’t be sure that you are not banned on all accounts at the same time for political reasons.
Which is the reason for the local backup on my NAS - which is also in a RAID 5 configuration and can survive one drive failure with no loss of data, as well as the copies stored on the original devices. There would need to be a series of unfortunate events for me to lose everything.