• givesomefucks@lemmy.world
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    4 hours ago

    Not really…

    The reason it will domino is AI companies can’t afford the hardware, so Nvidia “invests” in AI companies and trades hardware for shares.

    They have like 100 billion just in OpenAI, which they’re leveraging into loans to make more of the chips no one can afford.

    If openai goes down, the banks call in the loans Nvidia has openai for collateral. So then Nvidia will have to sell all their other shares of other AI companies to cover the loans, and likely will have to drastically cut production of AI chips, driving the cost up.

    Now all those other AI companies that Nvidia just sold, can’t afford the higher price, because they couldn’t afford a subsidized price along with shares.

    As those companies fold, it makes even less people who would even want to buy those AI chips at any prices, driving Nvidia further down and maybe all the way to bankrupt

    That’s when it starts fucking with index funds and the wider market

    But all those shadow banks won’t really get hit. They’re not holding stocks to make money, they’re buried treasure chests filled with liquid assets in case of emergency. The only way they’d be hit is if the currency they’re held in collapses. Even then, that method almost always includes safety deposit boxes with precious metals/jewels to account for that

    • CellarRat@sh.itjust.works
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      2 hours ago

      If the price of gold is anything to go by lately (being up 83% in a year) I think the shadow banks are already moving their money into gold to avoid the collapse.

    • redditmademedoit@piefed.zip
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      4 hours ago

      The problem is that it isn’t clear what kinds of exposure private credit and other actors in the shadow banking space hold, because they generally operate on a model of financial obfuscation to get around banking regulation (i.e. being actual banks). What is known is that they are deeply intertwined with financing the AI bubble, even if all their exposure is through debt instruments, crypto schemes or insurance contracts (that probably is not the full scope though), they will be hit hard when their “borrowers” can’t pay back.

    • TranquilTurbulence@lemmy.zip
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      4 hours ago

      That’s a very interesting deep dive. Didn’t mind this wall of text at all.

      Is AMD also involved in the same shenanigans? Sounds like the AI bubble pop could also mess up the GPU market.