You vastly overestimate boomers-era individuals (and really the entire general population). Beyond turning things on and ‘everything magically works’, most know fuck all about tech.

I know that if I croak tomorrow, while my ex partners and a couple friends would be able to piece together things, 1) they’d have to be informed that I’m dead, 2) they’d have to be asked to help with my different hosts, and 3) they’d need to remember where I physically put the password in case of emergency to access the main host (with all of the family’s important shit, like all of it). Assuming they got those three things done, they would have to convey to the ex/friend how to access the main node, and then figure out my password manager master password, and the mfa (multiple options), or assume it’s inaccessible and use the physical password to retrieve the data and restore… on an OS none of them has ever used before.

Assuming all that is doable, after the restore is to maintain the system and the containers, perpetually, as well as continue paying for the domains so they can access the services hosted on the nodes, and continue paying for my vps and the backup storage strategy (two different companies on two different continents alongside the local copy).

As I have literally almost died before (I was supposed to have died, according to doctors who saved me), I have tried to make this hypothetical situation easy, and still it would astonish me if they get past like step #2.