

Yeah, this is impossible to answer until we know the cost of living in OP’s area. In my area, $65k would be decent for one person, (slightly above the average for a single individual, but only about half of the average household income) but would basically be hand-to-mouth regarding income and expenses. You wouldn’t be able to save anything with $65k, which means you’d have zero wiggle room for future planning or surprise expenses.
If I was able and willing to move to the middle of bumfuck nowhere, I could be really damned comfortable for $65k. But that would be entirely dependent on my job (ability to WFH, and thus able to pack up and move), availability of things like groceries/hospital/etc., and also my willingness to suddenly have an hour drive before I’m in town. If you hate rural living and are tied down by an in-person job, the “move where it’s cheap” idea doesn’t really have a lot of options.


Yeah, the saying is “slow is smooth; smooth is fast.” Basically, slow down and make sure you’re doing things intentionally. That will be faster in the long run than needing to redo things because you rushed, or doing things wrong and making the situation worse.