Seanchan, and seanchan accesories.

Have the day you voted for.

Self dining only one year away.

It takes balls to smile like that.

I mean, sue him using his case against advertisers as a basis.

That reminds me, what happened to George Santos?

Congratulations, you’re one of today’s lucky “feels like I’m 10,000.”

Is DAP the same as FOB?

I have a town called “Go’way” because that’s what they told every cartographer from the closed gates.

Not only can you do that, in some circles you will need to wear a lifejacket to keep from drowning in pussy.

Boomers gonna love how this turns out.

If they’re deviled eggs, I try to stop before $20, so probably 4 dozen under Biden, and maybe 5-6 eggs (if I can find them) under Trump.

oh that’s right we don’t have a credit card or travel Lemmy yet. Okay, take down a few notes.

First you haven’t done anything terrible. Probably you’ve knocked your credit score down about 10 or 15 points. Not because of the opening and closing, but because multiple hard inquiries of your credit can cause the score to drop. That will repair itself over the next six months.

Something good to know is that American Express cards will only give you their sign-up bonus once per lifetime per person per card. I know that Chase will let you reapply two years after you drop a card and will give you the bonus, and I believe that’s the standard for other Visa cards or MasterCard.

I strongly recommend that you look at cards based on the rewards plan that they’ll provide you and the amount of spending required for you to be able to get the reward. I own several businesses so a $4000 or a $6000 spend is not a big deal for me over three months, But when I didn’t have that, I would need to figure out if I could make that spend over the required time period and go one card at a time. so back in my early days I was getting one card every three or four months, and then canceling cards about a year or two in, and then reapplying for them two years later.

I know that sounds complicated, but when you wanna fly to Australia, free and business class, and you don’t have a lot of money, that’s how you work the system.

Something good to know is there are essentially three tiers of credit cards. There are basic cards that will give you a lower reward, have a low spending requirement, and are generally with no annual fee. Then there is a second tier of cards, which will usually have a $95 per year fee, which is waived for the first year, and they have more rewards and perks. Then there is a third tier of cards that will have much higher spends (sometimes $6000-$10,000 in 3 to 6 months), but they will have much larger rewards along with about a $500 fee. I recommend staying away from the higher to your cards unless you can play that game and it’s not an issue.

OK, that is our Lemmy primer for everyone interested in credit card points.

Edit: I also strongly recommend you get one of the lower tier cards now, and keep that one with no anual fee from now on. Part of credit history is card longevity; I am a charter cardmember of a card from years ago for that reason.

You gotta admit, though, that 11-year-old boy might make a good Secretary of Defense after this one.

I might even bomb Yemen next month… I mean I’m not going to tell a reporter about it, though, I’m not as stupid as an 11-year-old boy.

He’s hurting the wrong people, and no one is more wrong than a republican.

“He’s hurting the wrong people.”

Trump voters… at least we all agree they’re the wrong people.

“It’s just a narcissist, sir. It’s narcissist-thin.”

I’m told you are supposed to pick up the good ones.

It’s not like Hank thought of the hammocks, but you know he took credit for the work it got him.