I’m quite certain these are completely separate times and places, how the hell has someone tried this more than once?

Stripe simply passes through communications between merchants and banks, Stripe has nothing to do with deciding disputes. Source: I deal with this every weekday and sometimes on weekends.

What’s really going on here? Why do banks completely ignore the terms customers agreed to when they subscribed or in cases where they’re clearly making false claims?

Because they can. There’s no incentive to side with the merchant - from their perspective, “what are you gonna do, not accept cards from a certain issuer?”. I’ve thought in the past that it might be a numbers game - the real problem customers do it a lot and get caught. I don’t know if that’s true though, I suspect it’s got more to do with keeping penalty fees.

And why aren’t customers required to provide any proof at all?

Because that would mean the bank would have to verify the proof, and there are no consequences for not.

What actually prevents someone from using a SaaS product, filing chargebacks every time they cancel their subscription, and essentially getting refunded for the last several months of usage?

I can answer this one as a consumer, because I’ve reflected on it frequently while fighting disputes.

• not having energy
• forgetting when you do have energy
• not having time
• not wanting the confrontation
• thinking you won’t get a refund so it’s a waste of time you don’t have anyway
• illness

A lot of reasons can come up. It’s not really relevant though, I think card companies should spend the resources we do validating our evidence for chargebacks, but then they’d have to pay people to do that and they don’t keep the penalty fees. Big hit to their bottom line.

Just here to echo the sentiment that you’re still pretty young, so if you decide that’s what you want then absolutely go for it. But also I’d like to ask: I know you said the relationship cooled off, but how do you actually feel about her? Would you lose her entirely in the divorce, and would that make you sad/does that really matter (maybe not)? Just trying to get a better picture of your feelings for her and if that’s shifted.

It’s pretty telling that she’s okay with you having “a woman on the side”, that’s a pretty big change if it wasn’t okay before, and I wonder why that changed. Did you get any clarification on how exactly her “outlook on life has changed”?

“Better living through chemistry!”, I call it.

Framework are standouts in customer service and warranty; I recommend them because their ethos is repairability and re-use. They design their products for maximum interoperability of parts - so for example of you got one of the original laptops, you could upgrade the internals to new framework parts and buy (or build, or 3d-print) an enclosure for the original parts that still work, and turn it into a file server or whatever. You won’t run into this situation you have now, where you can’t get a part a few years later because the company themselves can’t get one. And, it’s all open source, so you can build and modify as you like… and equally if not more importantly, so can everyone else. Robust ecosystems are nice to have!

If it’s a Razer, it was probably pretty expensive. Is a Framework (https://frame.work/) in the budget? If so, he’ll have a great work machine capable of gaming, and upgradeable too.

Another option is a lower-spec laptop supplemented with a GeForce Now subscription for demanding games. If you have a decent internet connection, the service actually works really well - far better than earlier services which tried to sell gaming on the cloud. You can try it for a day for $4 (or $8, for the top-tier hardware) to see how you go with it on your home connection.

Uh-huh. So it “would have burned to the ground” with fewer than a dozen LEO injuries in the LA protests, even by the most conservative estimates (source)? What does that make January 6th then, with over 140 LEO injuries (source)?

Keep these numbers handy.

There are many theories, but nothing really replicable. Genetics definitely play a role, and air pollution is implicated pretty heavily, but we don’t have a “do this and you get autism” yet. There could be more than one cause, too - biology is messy.

Jesus, thousands of posts in a day and hundreds of accounts? There has to be automation there. Even if you’re using automated tools to moderate, what a pain in the dick. Cheers for keeping the chuds like this asshole at bay.

Always has been.

Brother?

If we have to have an authoritarian state, why can’t we use it to round up the monsters that do this? Put them in the fucking camps.

It’s to help make sure you don’t die if you have to fight. If you’re in danger it’s always better to be armed (and competent), even if you’re running.

She’s a cat, so statistics Magic 8-Ball says yes she is 😅

Yeah, really reaching into the ancient misty mists for that one, all the way back in the hoary years of 2023 when even real life was monochrome 🙄

Edit: I understand now it wasn’t intended as a rebuttal, but it sure came off like one. The date of publication is usually only relevant if the information has been superseded, or is so far in the past that the information is no longer relevant.

Main bedroom, guest room, and trundle bed in the guest room.

I don’t really worry about wear - the nice thing about Comfort Option is that when one of the foam layers wears out, you can buy a replacement from them and replace just that layer, instead of buying a whole new mattress.

Of course you don’t have to buy it from them - any foam manufacturer should be able to sell a sheet of the stuff that will fit in the cover, if you give them the measurements.

A good mattress is indeed one of the best purchases you can make! Online stores with a lot of marketing (Purple, Casper, etc) tend to be more expensive to make up for all the marketing though, and I’ve heard stories of off-gassing despite basically everyone claiming “our mattresses don’t do that!”. Did yours smell at all when you first got it?

Not trying to shade your choice at all, I’m just mentioning because I read a lot of threads like this when I was looking for a new mattress. I’ve gotten my last three mattresses from https://comfortoption.com/ and they’re more comfortable than anything else I’ve tried (including my old Serta memory foam block), and a few hundred bucks cheaper than the YouTube/influencer-marketed brands. My sister likes the one she got on my rec too.

Has he learnt his lesson yet, Susan?