• _cryptagion [he/him]@anarchist.nexus
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    1 day ago

    first of all, you can bank in a browser on a mobile phone just fine. second of all, don’t do your banking on your phone. that is a horrible idea and is one of the reasons mobile phone theft is so lucrative, because people are so obliging to keep their entire financial information downloaded to a single device.

    • Attacker94@lemmy.world
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      10 hours ago

      How do you deal with 2fa? For capital one in particular, I don’t believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.

      • _cryptagion [he/him]@anarchist.nexus
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        10 hours ago

        I don’t understand your question. Why would 2FA be a problem? Every password manager supports it. I almost never use my mobile for 2FA, unless I’m away from my laptop. As for Capital One, you can log in using the website from any browser.

        Furthermore, since Linux phones run Linux, there’s nothing stopping you from running Android apps on Linux phones.

        • Kahizzle@lemmy.world
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          9 hours ago

          If their bank is anything like my bank, you NEED to have the mobile app installed to login with for online banking.

        • Attacker94@lemmy.world
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          8 hours ago

          The standard for banks like capital one is, in order to login in a browser you must use their app 2fa, they do not support third party 2fa methods, and their app doesn’t work under compatibility layers. That last part may come with a workaround, but my earlier point is that the normal end user wouldn’t feel comfortable using such a thing if it is not officially allowed.

          They also claim you can use 2fa by SMS, but that is first and foremost wrong since it isn’t an option for payment portals, and secondly insecure.

    • Alaknár@sopuli.xyz
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      19 hours ago

      one of the reasons mobile phone theft is so lucrative, because people are so obliging to keep their entire financial information downloaded to a single device

      [Citation needed]

      The most common reason for mobile phone theft is to wipe it and sell it, or just dismantle it for parts.

      No common thief is going to be trying to break into an iPhone’s security system to get to someone’s banking data.

        • Alaknár@sopuli.xyz
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          17 hours ago

          Even if they manage to keep the phone unlocked, and even if they manage to get to a safe spot before I am able to lock the device remotely, they still can’t access any banking applications because they require the PIN/biometrics to get in, even on an unlocked phone.

          • _cryptagion [he/him]@anarchist.nexus
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            16 hours ago

            do you know how to use Tor? if so, I can point you towards some tutorials on how to steal data from banking apps on an unlocked phone. best of all, it can be done in a matter of seconds.

            this is why the feature to wipe stolen devices remotely exists on both Android and iOS devices.

            • Alaknár@sopuli.xyz
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              16 hours ago

              Anything is possible with enough time. Which is why you force log-off all your apps and remote-wipe the device if your phone gets stolen.

    • baatliwala@lemmy.world
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      1 day ago

      It’s amazing how Americans love poking their nose into everyone else’s affairs yet can be so oblivious. For some people a phone is literally the only device they have, they can’t do anything else.