The crux of the issue is whether or not they provide some sort of service or value to the user which is in good faith with the terms of the agreements or sale.
If a scammer individual from China or India provides you at an exorbitant cost an app that tracks your fitness but in actuality is just a spreadsheet table that you fill out, it’s a civil issue.
If a scammer corporation in your country promises you a 0% interest loan but instead withdraws a large sum from your bank account, it’s a criminal issue.
The crux of the issue is whether or not they provide some sort of service or value to the user which is in good faith with the terms of the agreements or sale.
If a scammer individual from China or India provides you at an exorbitant cost an app that tracks your fitness but in actuality is just a spreadsheet table that you fill out, it’s a civil issue.
If a scammer corporation in your country promises you a 0% interest loan but instead withdraws a large sum from your bank account, it’s a criminal issue.