Go ahead, vote MAGA in the midterms if you’re curious how fucked your life can get.

  • eli@lemmy.world
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    23 hours ago

    Absolutely the biggest scam ever.

    My parents bought their house for $159,000 in the late 90s.

    They are still in that house. Guess how much is left on their mortgage balance? $350,000.

    Why? Because of cash out refinances and HELOCs.

    They should be retiring soon but they’re not, because people like you said these equity loans are good.

    They’re not. These are terrible ideas. Do not EVER take out the equity of your home.

    • TheRealKuni@piefed.social
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      22 hours ago

      Woof, that sucks. I’m sorry to hear that.

      I’ve never bothered myself. Not enough equity gained in my house and still too much mortgage to pay off. But I know my neighbors have had success with the process, as have my parents.